Terms & Conditions

Use of this website (www.vivadebthelp.com) is subject to these terms and conditions that are listed below. Stop using this site immediately if you do not agree to these terms and conditions.

It is free for you to use this website.

Any of our partners and affiliates will have different Terms of Use and Privacy Policies. Be sure to familiarise yourself with these and read them very carefully. These terms of use and privacy policy only apply to this website.

We reserve the right to change the Terms and Conditions and Privacy Policy at any time, so it is your responsibility to check these, every time you use this website.

Who are we?

Viva Debt Help is a trading name of Payday Ventures Limited. Payday Ventures Limited is a limited company registered in England and Wales, registration number 10981828, registered address 86-90 Paul Street, London, England, EC2NA 4NE.

You can contact us:

By post – Payday Ventures, 86-90 Paul Street, London, England, EC2NA 4NE
By email: info@vivadebthelp.com

Telephone calls you make to us may be recorded for training and/or monitoring purposes. Any such call recording would only be used under strict supervision.

Our Service

Viva Debt Help is a trading name of Payday Ventures Limited.

We are not an insolvency practitioner. We act as an introducer to various affiliates, insolvency practitioners, and debt firms. There are no common ownership or control rights between us and the aforementioned partners and affiliates.

Our partners and affiliates are all registered with the Financial Conduct Authority (FCA).

By using www.vivadebthelp.com you agree that you will not:

  • Do anything that affects the security of this website.
  • Do anything that causes damage, harm or inconvenience to us or other users of this website.

Intellectual Property

All information on this website including trade marks (officially registered or unregistered) brands, trade names, logos, icons and devices either belong to us or to people who have given us permission to use such copyright material and/or information data. You must not use such information data and/or copyright material unless you have written permission from the owner.


We may issue a warning to you, suspend (permanently or temporarily) your use of this website, terminate your right to use this website if you:

  • Use this website to commit or attempt to commit fraud or any over criminal offence.
  • Breach these terms and conditions.
  • Violate or attempt to violate the rights of other user/users of this website and/or third party connections to this website including harassment.